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The Alternate Route

Car hits deer, deer attacks car driver (VIDEO)

In a classic tale of vengeance, a New Jersey deer refused to take being hit by a car lying down. 

On the night of September 17th, 43-year-old Ellen Sager was driving down Oak Glen Road in Howell Township when she struck a deer with her SUV. A Howell police officer on his way to a call happened to be driving behind Sager when he witnessed the crash and pulled over, capturing the bizarre encounter that happened next on his dashcam. 

What is Rental Reimbursement Coverage, and why do you need it?

When you're in a car accident that seriously damages your vehicle, your vehicle may be towed to a body shop and out of commission for significant time, and you are stuck wondering how you are going to get around during its repair.

What does rental reimbursement cover?

Rental reimbursement coverage will help you pay for a rental car—but only if you need the rental car because of a covered loss. For example, if your car is damaged in an accident that's covered by your insurance policy, your rental reimbursement coverage will typically help pay for the rental car.

What is PIP coverage/medical payment coverage?

An automobile accident can damage far more than your car. Medical bills, lost income, and other expenses add up quickly and cause significant financial hardship. Personal injury protection, also known as PIP insurance, helps reimburse you for such costs, and can help protect your friends and family after a covered accident.

What is Comprehensive Insurance Coverage?

Comprehensive coverage is a catch-all for incidents that aren’t considered “accidents” like hail, flooding, or vandalism damage. Comprehensive coverage may help protect your car against damages that are not related to a collision, including:

What Is collision insurance coverage, and why do you need it?

If your car is damaged or destroyed in an accident, collision insurance coverage will typically pay to fix or replace it. Types of covered accidents include hitting another car or hitting a stationary object, like a bridge or a tree. Collision insurance can also help if someone or something else hits your car while it's parked.

What is Under-Insured/Uninsured Motorist Coverage, and why do you need it?

Uninsured Motorist insurance (UM) is coverage that protects you if you're involved in a collision with a driver who does not have liability insurance, or does not have enough liability insurance to pay for your damages.

Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident caused by a driver who has too little insurance to cover all of the injuries.

Covered UM and UIM expenses for you and your passengers include: