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Insurance

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Everett-Bellingham WA

What is umbrella insurance?

Umbrella insurance covers you in the event of a large and potentially devastating liability claim or judgment. It would extend beyond the limits of your other insurance policies, such as homeowners or auto insurance.

Harlingen-Weslaco-Brownsville-McAllen, TX

What is Gap Insurance?

Hopefully, you are never placed in this situation where you are without a vehicle, injured and now have to continue to pay on a vehicle you can’t use anymore and most likely still need another vehicle. A great way to avoid is to purchase what is called Gap Insurance.

Laredo, TX

What is a Dec Page?

The dec page contains key information such as your name, address, the name of vehicle covered, policy limits, policy period covered, and personal injury protection coverage. 

Everett-Bellingham WA

What is umbrella insurance?

Umbrella insurance covers you in the event of a large and potentially devastating liability claim or judgment. It would extend beyond the limits of your other insurance policies, such as homeowners or auto insurance.

What is Rental Reimbursement Coverage, and why do you need it?

When you're in a car accident that seriously damages your vehicle, your vehicle may be towed to a body shop and out of commission for significant time, and you are stuck wondering how you are going to get around during its repair.

What does rental reimbursement cover?

Rental reimbursement coverage will help you pay for a rental car—but only if you need the rental car because of a covered loss. For example, if your car is damaged in an accident that's covered by your insurance policy, your rental reimbursement coverage will typically help pay for the rental car.

What is Under-Insured/Uninsured Motorist Coverage, and why do you need it?

Uninsured Motorist insurance (UM) is coverage that protects you if you're involved in a collision with a driver who does not have liability insurance, or does not have enough liability insurance to pay for your damages.

Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident caused by a driver who has too little insurance to cover all of the injuries.

Covered UM and UIM expenses for you and your passengers include: