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Despite the strict food safety and handling regulations put in place by the federal government, thousands of people are still hospitalized for foodborne illnesses every year. In fact, the Centers for Disease Control and Prevention (CDC) reported that as many as 128,000 people are hospitalized for food poisoning on a yearly basis, of which around 3,000 tragically lose their lives.
It is important to remain calm and collected in order to ensure that you take the proper steps following a car crash. Frantically yelling at the other driver or forgetting to exchange information can seriously harm you in the case you decide to file a claim.
A gratuitous payment is, essentially, any payment made by an insurance company on a claim that should not have been paid, or paid over the amount that is “reasonable”.
Unfortunately, not all drivers will follow the law and carry the active insurance that they are required to have. Uninsured motorist coverage is designed to help protect you in the event that you are involved in an accident with a driver who fails to keep their insurance active.
Even if you have health insurance, the UM policy will cover expenses that the medical insurance otherwise would not. For example, if your injury caused you to miss work. Adding UM coverage is not an expensive investment and a smart one at that considering 1 in 7 motorists on the road are uninsured.
Since most of these ATVs can top out at speeds of 55mph and because they can weigh as much as 600 pounds, these design instabilities can cause devastating injuries or even death.
When you're in a car accident that seriously damages your vehicle, your vehicle may be towed to a body shop and out of commission for significant time, and you are stuck wondering how you are going to get around during its repair.
What does rental reimbursement cover?
Rental reimbursement coverage will help you pay for a rental car—but only if you need the rental car because of a covered loss. For example, if your car is damaged in an accident that's covered by your insurance policy, your rental reimbursement coverage will typically help pay for the rental car.
An automobile accident can damage far more than your car. Medical bills, lost income, and other expenses add up quickly and cause significant financial hardship. Personal injury protection, also known as PIP insurance, helps reimburse you for such costs, and can help protect your friends and family after a covered accident.
In Texas, all parties involved in an automobile accident, whether it be a driver, passenger, or pedestrian, have two years to file a claim. This time limit begins on the date an accident occurred and exists for virtually all car accident cases, no matter how extensive the damage.
In spite of the requirement in nearly all states including Rhode island and Massachusetts, millions of people still drive without insurance. The following information describes the high cost of uninsured motorists, why so many are uninsured, and the legal problems associated with uninsured drivers.
You’ve been in an accident. You’re injured. The steps you take next (or don’t take!) will have a significant impact on the outcome of your personal injury claim. How can you avoid the mistakes that can damage your injury claim? Read how here...
For anyone involved in a personal injury case, discussing your claim on social media can be a serious mistake. If you’re one of the 2.2 billion people using these social platforms, then you need to know how social media can ruin your personal injury case! Learn more about how to protect your claim here...
This RI law injury legal article series sets forth the basic foundations of negligence and personal injury law in Rhode Island. Hopefully, these frequently asked questions and answers will answer basic questions concerning Rhode Island personal injury law. This is part 1 of a 5 part series
Insurance companies and insurance agents are to blame for not fully explaining and urging you to buy the most important insurance protection available in Georgia. . .
They won’t tell you, so we will!
Get this FREE book to find out what insurance companies DO NOT want you to know . . .
One element that is frequently overlooked in a personal injury lawsuit is to plan it out well in advance so you will be more likely to succeed and win your case. You should watch for the many mistakes that can keep a lawsuit from being successful.
Certain medical conditions can affect a person’s ability to safely drive a vehicle, which can then result in a devastating crash or collision. Epilepsy and other seizure disorders, diabetes, heart conditions, and poor eyesight can all lead to car accidents if a driver chooses to get behind the wheel.
Kansas is a “no-fault” state which can be a misleading term. In Kansas, your medical bills areinitially covered by your own car insurance, in a provision called personal injury protection or PIP. Learn more here about how PIP coverage works in Kansas.
When you drive across state lines, most auto insurance policies automatically adjust to the minimum insurance coverages required by the state where you are physically present. If your auto insurance policy coverage from a different state is already higher than a different state’s minimum coverage requirement, your coverage will remain the higher amount. Learn more here about what you need to understand about car insurance policies.
At any moment, almost 20% of drivers in California have absolutely no insurance. Yes, it’s the law… but some people just don’t get it. Your auto insurance carrier offers uninsured motorist coverage, but it’s not required by law. A lot of people decide to skip this coverage, and it’s a huge mistake. Learn more here about the mistake you make by not purchasing UIM insurance.
Motorcycle accidents happen with no notice. Since we can’t plan when they will happen, here are some helpful tips to know what to do when you are involved in a motorcycle accident.
Whether or not it was the victims fault or that of the driver, the lack of being able to identify the aggressor or associate a face leaves many families at a standstill in their grieving process. Along with shock, anger and questions can emerge especially if a fatality is involved leaving many people asking the question why they left in the first place.
Even though the state of Alabama requires all driver’s to be covered by insurance, this is not always the case. If you are in a car wreck and the other driver does not have insurance, you might need these helpful tips to make sure you get coverage for your injuries and damages.
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