Now, just days after the event, many of the residents are beginning the process of assessing flood damage, calling their insurance companies, and hoping they can work out some way to pay for these costs .
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Filing an Insurance Claim
According to a study done by the Insurance Research Council, those who hire an attorney in a personal injury case receive a 3.5 times larger settlements than those who settle with the insurance adjuster on their own.
For most simple car accidents, auto insurance companies are able to handle disputes between the parties and take care of the property damage and medical expenses for anyone who incurs them. However, for more complex car accidents or in cases where there are severe injuries, you may need to take further action to protect your rights.
Most people are involved in car accidents so infrequently, that when an accident occurs, they are unsure of what they should do – and what they should refrain from doing.
You should never agree to unilaterally provide a recorded statement to the defendant’s insurance company. This is because anything that you say during the recorded statement, including admissions of fault or negligence, can be used against you later on in your case.
A passenger is generally in the best situation of anybody involved in an automobile accident because a passenger, unless a passenger is waving in the driver’s face or something, or distracting them, a passenger is usually never at fault.
Involvement in a motor vehicle accident can be extremely stressful and time–consuming – particularly if you have never been involved in an accident before. Recovery and treatment take up many hours of time and keep you from both your personal life and your professional life.
Logic would seem to dictate that the less severe the injury, the simpler it should be to resolve your personal injury claim. However, that is not always the case.
Yes, you should always notify your insurance company of any accidents. You can notify the other insurance company, the adverse or defendant insurance company, or you can let us do it, which we prefer.
Insurance companies don’t want to pay for diminished value for obvious reasons. With an accurate appraisal created by a diminished value expert you may be able to change the insurance company’s mind about what they should really pay.
Anthony Castelli's Free ebook Lets You in on Insurance Company Tricks to Know after Suffering a Personal Injury
Mr. Castelli co-wrote this book with 14 other attorneys across the country, and it has helped thousands of injured victims each year protect their rights when dealing with insurance companies.
Of course, we all know this is a possibility each and every time we drive, but what will the financial costs really be if we are involved in an unfortunate collision? The answer can be broken down into four categories: Medical Bills, Lost Wages, Diminished Earning Capacity, and Pain and Suffering.
If you have the minimum liability coverage, the person wounded will only receive $25,000 from your insurance policy, no matter how injured they are. If more than one person is hurt in the same accident, the policy will pay out no more than $50,000 for the total accident.
You should plan on keeping records and copies of everything when you are going through any legal situation; an injury case is no different. Again and again, the same information will be needed, you’ll need to recall dates from a year ago, or you’ll need the name of a specific doctor.
When a person suffers an accident injury they often wonder what amount of compensation their case is worth. The money a claim is worth can vary. The insurance company uses a formula to determine the value of a claim.
If the other driver won't call the police or give you insurance information at the scene of an accident, you need to call the authorities to the scene yourself. If the driver does leave the scene, make sure you obtain the driver's license plate ID, so the police can track the driver for their reports.
Dealing with an auto insurance company can be a stressful and time-consuming process. Too often, people who attempt to make claims without any representation are taken advantage of, starting as soon as the first phone call is made to the insurance company.
If your auto insurance expires and you get into an accident, if the accident was not your fault it is possible you can still recover damages. If your auto insurance has expired and you are at-fault for causing an accident, it is possible that you can be held personally responsible for the property damage and bodily injury you caused. Learn more here...