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Uninsured Motorist Insurance

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Los Angeles, CA

3 REALLY SOLID REASONS TO HAVE UNINSURED MOTORIST COVERAGE

At any moment, almost 20% of drivers in California have absolutely no insurance. Yes, it’s the law… but some people just don’t get it. Your auto insurance carrier offers uninsured motorist coverage, but it’s not required by law. A lot of people decide to skip this coverage, and it’s a huge mistake. Learn more here about the mistake you make by not purchasing UIM insurance.

Harlingen-Weslaco-Brownsville-McAllen, TX

Growing Concern Over Hit and Run Fatalities

Whether or not it was the victims fault or that of the driver, the lack of being able to identify the aggressor or associate a face leaves many families at a standstill in their grieving process. Along with shock, anger and questions can emerge especially if a fatality is involved leaving many people asking the question why they left in the first place.

Harlingen-Weslaco-Brownsville-McAllen, TX

Step-by-Step Process of How to File an Underinsured Motorist Claim

Typically, when handling a bodily injury claim for personal injuries sustained in an automobile collision or premises liability claim, there is more than one avenue for recovery. Liability insurance is the insurance coverage afforded by the other driver; the driver that caused the collision (i.e. “third party”). Underinsured/Uninsured motorist coverage is insurance coverage afforded byyour insurance (i.e. “first party”). In a collision where injuries are sustained, the liability insurance is initially responsible for injuries sustained in the collision.