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What Is collision insurance coverage, and why do you need it?
If your car is damaged or destroyed in an accident, collision insurance coverage will typically pay to fix or replace it. Types of covered accidents include hitting another car or hitting a stationary object, like a bridge or a tree. Collision insurance can also help if someone or something else hits your car while it's parked.
What are collision deductibles?
Collision coverage comes with a deductible. This means you'll pay out of pocket for some of the damage, and any amount after that is typically covered up to the actual cash value of your car. Remember, your vehicle's actual cash value takes into account the price of your car when it was purchased, as well as the age, mileage, and condition of your vehicle. If it is worth close to or less than your deductible, collision coverage might not be right for you.
What is Pay-per-mile insurance, and why should you consider it?
Pay-per-mile insurance is a revolutionary new insurance coverage that is perfect for low-mileage drivers. These drivers, typically ones who use mass transit, carpool, telecommute, or live an urban lifestyle, shouldn't have to pay for the expensive traditional insurance coverage that higher-mileage drivers do. Traditional car insurance just isn't fair.
Do pay-per-mile insurance policies offer collision coverage? Yes!
You still have the option to get collision coverage with your pay-per-mile insurance policy. Mileage-based insurance is an exceptional choice for low-mileage drivers seeking exceptional insurance coverage while saving up to $500 per year on insurance premiums.
Don't drive much? Why pay much for car insurance?
If you are a low-mileage driver, you may not be aware of the revolutionary new auto insurance option called Pay-Per-Mile Coverage. This pay-as-you-go coverage is perfect for drivers who travel less than 10,000 miles per year while providing you the same great coverage as the higher-cost traditional insurance policies.