Comprehensive coverage is a catch-all for incidents that aren’t considered “accidents” like hail, flooding, or vandalism damage. Comprehensive coverage may help protect your car against damages that are not related to a collision, including:

• Theft
• Vandalism
• Fire
• Natural disasters (like a hurricane or a tornado)
• Falling objects
• Damage done to your car by animals
• A civil disturbance (like a riot that results in damage or destruction of your car)

Why buy comprehensive coverage?

When you're shopping for an auto insurance policy, you should determine whether comprehensive coverage suits your needs. Consider:

Does your lender or lease holder require comprehensive coverage? If you still owe money on your vehicle, or you lease your vehicle, you should check with the institution that holds your auto loan or lease to make sure comprehensive coverage is a requirement.

How old is your car and what's it worth? If you have paid off your car, comprehensive coverage is optional. When you're considering purchasing comprehensive coverage, it may be a good idea to find out what your car's Kelley Blue Book value is, so that you know if you will be able to afford to repair or replace your vehicle if something happens to it. With an older car that's not worth as much money, you may be confident that you could afford to pay to repair or replace it.

What is Pay-per-mile insurance, and why should you consider it?

Pay-per-mile insurance is a revolutionary new insurance coverage that is perfect for low-mileage drivers. These drivers, typically ones who use mass transit, carpool, telecommute, or live an urban lifestyle, shouldn't have to pay for the expensive traditional insurance coverage that higher-mileage drivers do. Traditional car insurance just isn't fair.

Do pay-per-mile insurance policies offer comprehensive coverage? Yes!

You still have the option to get comprehensive coverage with your pay-per-mile insurance policy. Mileage-based insurance is an exceptional choice for low-mileage drivers seeking insurance coverage - You could save $500 with pay-per-mile insurance

Don't drive much? Why pay much for car insurance?

If you are a low-mileage driver, you may not be aware of the revolutionary new auto insurance option called Pay-Per-Mile Coverage. This pay-as-you-go coverage is perfect for drivers who travel less than 10,000 miles per year while providing you the same great coverage as the higher-cost traditional insurance policies.