What is Under-Insured/Uninsured Motorist Coverage, and why do you need it?

Uninsured Motorist insurance (UM) is coverage that protects you if you're involved in a collision with a driver who does not have liability insurance, or does not have enough liability insurance to pay for your damages.

Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident caused by a driver who has too little insurance to cover all of the injuries.

Covered UM and UIM expenses for you and your passengers include:

  • Medical bills
  • Lost wages
  • Pain and suffering

What is pay-per-mile UM/UIM insurance, and why should you consider it?

Pay-per-mile insurance is a revolutionary new insurance coverage that is perfect for low-mileage drivers. These drivers, typically ones who use mass transit, carpool, telecommute, or live an urban lifestyle, shouldn't have to pay for the expensive traditional insurance coverage that higher-mileage drivers do. Traditional car insurance just isn't fair.

Do Pay-Per-Mile insurance policies offer UM and UIM coverage? Yes!

Pay-Per-Mile Coverage, designed for the many low-mileage drivers who drive less than 10,000 miles per year, offer the option to get UM and UIM coverage with your pay-per-mile insurance policy. Mileage-based insurance is an exceptional choice for low-mileage drivers seeking exceptional insurance coverage while saving up to $500 per year on insurance premiums.

Don't drive much? Why pay much for car insurance?

If you are a low-mileage driver, you may not be aware of the revolutionary new auto insurance option called Pay-per-mile insurance. This pay-as-you-go coverage is perfect for low-mileage drivers while providing you the same great coverage as the higher-cost traditional insurance policies.

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