Who is at fault in an accident?

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Everett-Bellingham WA

If fault is disputed, are medical bills still covered if someone is hurt?

Regardless of who is at fault, if there are injured people in a car accident, those people will deserve medical care. So who pays for those bills? Auto insurance policies have an option called Personal Injury Protection offered to many US drivers; in Washington, for example, the coverage is required by state law to be offered to all drivers licensed in the state. This is the coverage you'll count on to pay medical bills, and sometimes wage loss. Bill Coats Law in Bellingham, WA describes more about what Personal Injury Protection is for and how it works to cover people hurt in an accident, no matter who caused it.

Everett-Bellingham WA

What if the negligent driver hit you and doesn't have insurance? You have options.

It's  yet another shock after someone crashes into you to learn that they don't have insurance at all, or not enough to pay for your losses. Yet about a quarter of drivers on Washington State roads don't carry insurance at all, even though it is a state law that they must. But this doesn't mean that you are stuck with the bills for an accident that wasn't even your fault. Click here to learn what to do when the negligent driver doesn't have insurance.