Complete Illinois accident reports and news.

When someone is injured in an accident in Illinois, it is important to gather information about what happens next.

Being injured in a serious accident is always a shocking and scary experience, and dealing with the aftermath is exhausting and stressful. Accident victims are forced to deal with hospitalization, medical treatments, missed work, and lost income, often while trying to manage pain and disability from their injuries. And then the insurance adjusters start circling. Find out more about accidents and what issues an injured person needs to be aware of by going to this link.

What is Rental Reimbursement Coverage, and why do you need it?

When you're in a car accident that seriously damages your vehicle, your vehicle may be towed to a body shop and out of commission for significant time, and you are stuck wondering how you are going to get around during its repair.

What does rental reimbursement cover?

Rental reimbursement coverage will help you pay for a rental car—but only if you need the rental car because of a covered loss. For example, if your car is damaged in an accident that's covered by your insurance policy, your rental reimbursement coverage will typically help pay for the rental car.

What is PIP coverage/medical payment coverage?

An automobile accident can damage far more than your car. Medical bills, lost income, and other expenses add up quickly and cause significant financial hardship. Personal injury protection, also known as PIP insurance, helps reimburse you for such costs, and can help protect your friends and family after a covered accident.

What is Comprehensive Insurance Coverage?

Comprehensive coverage is a catch-all for incidents that aren’t considered “accidents” like hail, flooding, or vandalism damage. Comprehensive coverage may help protect your car against damages that are not related to a collision, including:

What Is collision insurance coverage, and why do you need it?

If your car is damaged or destroyed in an accident, collision insurance coverage will typically pay to fix or replace it. Types of covered accidents include hitting another car or hitting a stationary object, like a bridge or a tree. Collision insurance can also help if someone or something else hits your car while it's parked.

What is Under-Insured/Uninsured Motorist Coverage, and why do you need it?

Uninsured Motorist insurance (UM) is coverage that protects you if you're involved in a collision with a driver who does not have liability insurance, or does not have enough liability insurance to pay for your damages.

Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident caused by a driver who has too little insurance to cover all of the injuries.

Covered UM and UIM expenses for you and your passengers include:

What is bodily injury liability insurance coverage, and why do you need it?

Liability car insurance covers damages to another person resulting from an accident you cause. One of the most basic types of auto insurance coverage, liability is also one of the few coverage options that's required in every state—though minimum limits of coverage vary, depending on where you live.

What is liability insurance coverage, and why do you need it?

Liability car insurance covers damages to another person resulting from an accident you cause. One of the most basic types of auto insurance coverage, liability is also one of the few coverage options that's required in every state—though minimum limits of coverage vary, depending on where you live.

Traditional insurance policies are wrong for low-mileage drivers

There’s a lot to take into consideration when choosing car insurance. It’s important to ensure you are getting the right insurance coverage for your car and your lifestyle, at a good price. But if you are a low-mileage or urban driver, traditional insurance policies are not for you.

Urban drivers are smart drivers – and deserve to own a vehicle under their own terms

There has been a huge rise in the number of urban drivers – those who typically use mass transit, carpool, telecommute, or otherwise get around town in ways other than a personal vehicle. But these drivers still need their cars on occasion, and until now, were forced to buy the same auto insurance policies that higher-mileage drivers purchase.

Legal and Other Resources and Information

Illinois Trial Lawyers Association

The Illinois Trial Lawyers Association is a statewide organization whose members specialize in representing injured consumers and workers. Founded in 1952, the organization has more than 2,000 members.

College of Law-University of Illinois

Since 1897, the University of Illinois College of Law has offered students a rigorous, broad-ranging, and innovative legal education on the campus of the University of Illinois at Urbana-Champaign, one of the world's great research universities.  With a nationally renowned faculty, a rich and diverse curriculum, myriad opportunities for professional training, and the expansive resources of a world-class, comprehensive research university, Illinois Law features a first-rate academic program designed to prepare students to excel in their future professional careers.

Northwestern Law

Northwestern Law empowers students to meet the challenges of the complex, competitive, and ever-changing legal and business worlds.  We invite you to take a closer look at a law school that respects both its traditions and the constant need for change, that produces world-class scholarship in a collegial environment, and that offers a supportive learning community at the center of one of the world's leading cities.

University of Chicago Law School

The University of Chicago Law School occupies a unique niche among this country's premier law schools. Located on a residential campus in one of America's great cities, Chicago offers a rigorous and interdisciplinary professional education that blends the study of law with the humanities, the social sciences, and the natural sciences. Students, faculty, and staff form a small, tightly knit community devoted to the life of the mind. Learning is participatory. Chicago does not seek to impose a single viewpoint or style of thought on its students. Instead, our faculty exposes students to contrasting views, confident in students' abilities to choose their own paths.

Illinois State Bar Association

Founded in 1877, the Illinois State Bar Association is the premier legal association in the state. As a voluntary organization of more than 30,000 members, the Association's primary focus is to assist Illinois lawyers in the practice of law and to promote improvements in the administration of justice.

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