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Insurance Basics

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Everett-Bellingham WA

What is umbrella insurance?

Umbrella insurance covers you in the event of a large and potentially devastating liability claim or judgment. It would extend beyond the limits of your other insurance policies, such as homeowners or auto insurance.

Harlingen-Weslaco-Brownsville-McAllen, TX

What Is Mediation?

It will likely begin with your attorney negotiating your case with the mediator and highlight how strong the case is while submitting a demand to the other side which will do likewise. This is pretty much the process for the whole mediation.

Little Rock-Pine Bluff, AR

Car Accident Claims Process

The statute of limitations for a car accident in Arkansas is three years. This means that when you’ve been in an accident, you have three years from the date of the accident to file your personal injury claim.

Harlingen-Weslaco-Brownsville-McAllen, TX

What is Gap Insurance?

Hopefully, you are never placed in this situation where you are without a vehicle, injured and now have to continue to pay on a vehicle you can’t use anymore and most likely still need another vehicle. A great way to avoid is to purchase what is called Gap Insurance.

Laredo, TX

What is a Dec Page?

The dec page contains key information such as your name, address, the name of vehicle covered, policy limits, policy period covered, and personal injury protection coverage. 

Everett-Bellingham WA

What is umbrella insurance?

Umbrella insurance covers you in the event of a large and potentially devastating liability claim or judgment. It would extend beyond the limits of your other insurance policies, such as homeowners or auto insurance.

Laredo, TX

What is a Demand Packet?

One of the final steps includes writing a demand letter to the insurance company and putting together what some call a “Demand Packet”.