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There is no “rule” that an insurance company has to pay you a multiple of your medical bills as damages. In fact, many insurance carriers will typically offer claimants LESS than their medical bills alone.
Hopefully, you are never placed in this situation where you are without a vehicle, injured and now have to continue to pay on a vehicle you can’t use anymore and most likely still need another vehicle. A great way to avoid is to purchase what is called Gap Insurance.
Even after being a loyal customer paying premiums on time, accident victims rarely find their insurer to be as generous as they would believe.
I want to talk about one major benefit of hiring a personal injury attorney. It gives you leverage. Insurers know that if you don't have a lawyer on your side, you are in a "take it or leave it" situation.
Almost every major insurance company raised rates. Progressive penalized not innocent drivers the most by an average of 16.65%. Geico and Farmers were not far behind Progressive at 14.1% and 11.1%, respectively.
To protect yourself in the best way from a loss in an accident it is important to know the value of the insurance coverage, to know what Personal Injury Protection or PIP coverage is.
Mediations fail to resolve the dispute in a bodily injury case for a variety of reasons. This article seeks to explore what this mediator sees as the top 3 recurring reasons that personal injury claims fail to settle.
A passenger is generally in the best situation of anybody involved in an automobile accident because a passenger, unless a passenger is waving in the driver’s face or something, or distracting them, a passenger is usually never at fault.
We all know that it’s not necessary to buy an insurance policy if you’re going to take a walk or ride your bike, thankfully. However, if you’re hit by a car while doing so, does that mean you’re unable to be compensated for your injuries and losses? Fortunately, no, thanks to PIP.
Logic would seem to dictate that the less severe the injury, the simpler it should be to resolve your personal injury claim. However, that is not always the case.
Yes, you should always notify your insurance company of any accidents. You can notify the other insurance company, the adverse or defendant insurance company, or you can let us do it, which we prefer.
Unfortunately, I have experienced many incidents when a potential client may have been under the impression they had Full coverage only to discover through an initial assessment of their case that they actually have “fools coverage”, less coverage than what they were led to believe they had.
Insurance companies don’t want to pay for diminished value for obvious reasons. With an accurate appraisal created by a diminished value expert you may be able to change the insurance company’s mind about what they should really pay.
So you’re severely hurt, and it’s clearly because of someone else’s negligence. You can’t work at all, and it’ll be months before you can start again.
But, your personal injury lawyer tells you it’s still likely going to be months before you recover compensation for your injuries.
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