To protect yourself in the best way from a loss in an accident it is important to know the value of the insurance coverage, to know what Personal Injury Protection or PIP coverage is.
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A typical renters insurance policy includes liability coverage, protection for your belongings, and coverage for additional living expenses, should the home or apartment you are renting become temporarily uninhabitable.
Now, just days after the event, many of the residents are beginning the process of assessing flood damage, calling their insurance companies, and hoping they can work out some way to pay for these costs .
As in any area of life or law it is important to hire the right person for the job. If you were trying to lay tile at your home, you wouldn’t hire a roofer to do the job. Areas of law work similarly.
Every person who is a resident of Florida is required to purchase PIP insurance as part of their Florida Insurance Policy. This sometimes is known that Florida is a “No Fault State” or Florida is a Mandatory PIP state.
Essentially, this part of the PIP statute gives insurers the ability to delay payment of a claim by requesting documents they feel provide a basis of how the treatment rendered was medically necessary.
You should always keep a PIP log, as well as copies of all of your medical records and bills pertaining to post-accident treatment, in case there is a question at some point in the process.
However, the no-fault law does not apply to bike riders, who are not required to carry (and generally do not carry) personal injury insurance.
According to a study done by the Insurance Research Council, those who hire an attorney in a personal injury case receive a 3.5 times larger settlements than those who settle with the insurance adjuster on their own.
For most simple car accidents, auto insurance companies are able to handle disputes between the parties and take care of the property damage and medical expenses for anyone who incurs them. However, for more complex car accidents or in cases where there are severe injuries, you may need to take further action to protect your rights.
Because PIP insurance systems are much less common than liability systems, most people are not familiar with how they work.
Below, we’ll take a look at five things you probably didn’t know about PIP insurance.
Mediations fail to resolve the dispute in a bodily injury case for a variety of reasons. This article seeks to explore what this mediator sees as the top 3 recurring reasons that personal injury claims fail to settle.
Most people are involved in car accidents so infrequently, that when an accident occurs, they are unsure of what they should do – and what they should refrain from doing.
You should never agree to unilaterally provide a recorded statement to the defendant’s insurance company. This is because anything that you say during the recorded statement, including admissions of fault or negligence, can be used against you later on in your case.
There are two points that I often find clients need clarification on—or didn’t know about at all. They are the 14-day rule and the Emergency Medical Condition rule.
Better known by its acronym IME, an Independent Medical Evaluation is used by insurance companies to “investigate” and evaluate if continuing treatment is necessary. Better yet, it is usually used by insurance companies to “cut-off” someone’s benefits.
A passenger is generally in the best situation of anybody involved in an automobile accident because a passenger, unless a passenger is waving in the driver’s face or something, or distracting them, a passenger is usually never at fault.
Many individuals who are involved in a car accident are generally able to return to work after a few weeks, but if you have suffered a disabling injury as the result of Florida car accident, your career and earning potential may be in jeopardy.
Involvement in a motor vehicle accident can be extremely stressful and time–consuming – particularly if you have never been involved in an accident before. Recovery and treatment take up many hours of time and keep you from both your personal life and your professional life.
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