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Don’t be Afraid to File Claims against Uninsured Drivers
Bicyclists who are hit by a hit and run driver still have options for financial recovery
A hit and run accident that happens to a bicycle rider is unconscionable. In most accidents between a car and a bike, the bicyclist is the one with the far greater injuries. On a bicycle, you are much more vulnerable to impact than in a car, even at relatively low speeds. If the driver takes off, added to the pain of the injuries is the frustration and anger at that terrible response. Even if the driver who hit you while you were on bicycle is never found, you have options for recovery. Click to learn what they are.
Take this step before you file for uninsured/underinsured motorist protection
A little-know rule called the Hamilton Rule factors into uninsured/underinsured motorist policies. Though very seldom used, it gives insurance companies the right to sue an at-fault driver before the victim would file a claim to recoup their losses. If you don't take this step in the right order, your insurance company deny your claim and pay you nothing. Click to watch this video by Bill Coats Law on taking this necessary step in the claims process.
[VIDEO] A guide to using your uninsured/underinsured motorist protection
It's a step not everyone will have to take, but using your uninsured/underinsured motorist protection means some fairly complicated fine print can affect your claim. Insurers are skilled at looking for ways to reduce your compensation, as it saves their bottom line. Click here for a video series from Bill Coats Law on what you need to know about using your uninsured/underinsured motorist protection.
Tips on keeping pets safe in cars
Pets - 84% of pet owners travel with their pets in automobiles, which can lead to dangerous distractions. For more statistics on distracted driving, and ways to keep pets safe in cars, click here.
One last step of the claims process may mean a big fat check to your health insurance company - signed by you
It's a shocking title for my video about a fairly common policy that takes many accident victims by surprise. For more information on reimbursement, or subrogation, after an auto accident, click here.
A critical step in the claims process for owners of financed or leased vehicles
Insurance claims adjusters are notoriously adept at negotiating a smaller claim than their insured would like. If you've got a financed or leased vehicle, you may be in for a bigger shock than even the claims adjuster can give you if you lack gap insurance. Here's what you need to know about this coverage.
When a bicycle accident is fatal, survivors have hard decisions to make
No one wants to lose a loved one to an accident. But to lose someone because of the negligence or recklessness of another person makes the loss that much harder. Survivors often face anger and confusion in the aftermath of a wrongful death, and yet have so many decisions to make, from funeral arrangements to learning how to live without their loved ones. And making ends meet can be more pain on top of what feels insurmountable. If your loved one was killed while riding their bike, it is unfortunately not likely that the insurers from the negligent driver’s car company are going to offer compensation that fully covers your losses. Having a personal injury attorney on your side can make your financial recovery possible so that you can focus on the emotional healing. Click for more information on filing wrongful death claims from a bike accident.
Do you protect this most precious asset while on the water? Probably not
Life jackets on a boat are a must for safety, but unlike riding a bike, no boater would think to don a helmet on the water. So often all that separates our brains from serious injury with a hard object is our skull. If you've been hit in the head and are experiencing symptoms of TBI, seek a doctor's help immediately. To recognize the symptoms of Traumatic Brain Injury, click here.
One of the most dangerous places of all for a motorcyclist is also impossible to avoid while riding
Intersections. How many of them do you go through on the average trip through town or beyond? The vast majority of motorcycle collisions happen at intersections. Imagine that you’re on a motorcycle, turning left when a much bigger, heavier vehicle such as a car or truck comes barreling through and hits you. These kinds of accidents are hard on someone in a fully enclosed vehicle, but can be absolutely devastating to someone on a bike. If the person who hit you did so out of negligence or recklessness, you may be due a substantial payout for your injuries and losses from the at-fault party. How will you find out? Reading the article is a great place to start.