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What you need to know about gap insurance
This type of coverage is important to consider if you're driving a financed or leased vehicle. Click this link for an article by Bill Coats Law on gap insurance - what it is, and who needs it.
New or leased vehicle? Read this before you talk to a claims adjuster
Unfortunately, no one can buy insurance to cover an accident that happens before the policy goes into effect. But, if you have a financed or leased vehicle, you'll want to read this article on how to protect yourself in case of a serious wreck.
A critical step in the claims process for owners of financed or leased vehicles
Insurance claims adjusters are notoriously adept at negotiating a smaller claim than their insured would like. If you've got a financed or leased vehicle, you may be in for a bigger shock than even the claims adjuster can give you if you lack gap insurance. Here's what you need to know about this coverage.
While rare compared to other types of motor-vehicle crashes, aircraft accidents do happen regularly, usually with devastating results. Despite significant safety improvements over the past decades, many people each year experience the pain of losing someone in an airplane crash.
As mass transit systems grow across Kansas, Wichita, and Hutchinson, bus accidents occur more regularly. When a bus crash happens, serious injuries and fatalities are a common result.
Common causes of bus accidents in Wichita and Hutchinson
According to the Federal Motor Carrier Safety Administration, over the past 10 years, nationally:
The number of buses involved in fatal crashes decreased from 274 to 251, an 8% drop;
The size and speed of trains brings death and destruction to anyone and anything in their path. The main forms of train accidents are train derailments, train and pedestrian accidents, and train and car accidents.
To learn about train accidents in Wichita and Hutchinson, go to the Federal Railroad Administration site.
According to Pedestrian and Bicycle Information Center, in 2012, 726 lost their lives in bicycle/motor vehicle crashes nationally, just under two people every day of the year in the U.S. The death rate from bicycle crashes is high due to the relative lack of protection bicyclists have in an impact with a motor vehicle.
Car seats are required by law. Do you have the right stuff?
Advice and ratings abound on the internet, but how do you know what you're getting? For tips from personal injury lawyer Bill Coats on buying the right car seat, click here.
Want the safest car seat for your little one? Click for tips on finding it
Tips and tricks abound online on how to find the best car seat for your needs. It's law in Washington State as well as many others that you must have one before you take your newborn from the hospital, so every parent must make the decision on what to buy. This post from Bill Coats Law in Bellingham tells you how to make the best decision.
Who do you trust to test the nation's car seats? The NHTSA, of course
But how do they rate them? The answer may surprise you. Click here to read about how car seats are rated, and tips on finding the right one for your little one.