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5 Tips for the first conversation with the insurance adjuster after a car accident
Many accident victims are nervous about their first contact with the insurance company’s adjuster, and justifiably so. Assuming anyone who was recently in a car wreck is dealing with injuries and emotional stress that come from a traumatizing event, it’s hard to think clearly through a claim negotiation. Here are some tips for that first contact with the insurance adjuster to help you advocate for yourself or a loved one and set the stage for financial recovery instead of further anxiety and financial stress.
Tips on proving wage loss to an insurance adjuster
Talking with an insurance adjuster can be difficult at any time during the claims process, but all the more so when an injured person is feeling the stress from lost wages. Here are some thoughts from Bill Coats Law in Bellingham, WA on what's at stake and what an insurance adjuster will require in paying lost wage claims.
Does size matter? In car v. semi crashes like this one, yes it does
A recent catastrophic accident involving two semi tractor trailers and six cars or pickup trucks showed how clearly large trucks have the advantage in an accident. However, does this mean cars are always going to lose in accidents with bigger vehicles? Increasingly, materials and engineering have leveled the field. Read more from Bill Coats Law in Bellingham, WA about top safety ratings for cars.
One easily overlooked way an accident victim's life is changed
Imagine you're the victim of a car accident. You're on the phone with the adjuster from the at-fault driver's insurance company. Are you going to be able to think of all the ways this accident has and will continue to affect your life? Click here for a video on an easy-to-overlook aspect of how an injured person's life can be affected from a car accident.
Lane departure crashes can have devastating consequences
Accidents can happen so fast. Especially at highway speeds, a vehicle can act like a battering ram. And when that vehicle comes straight at you, it’s one of the scariest experiences in the world. One term for this is “lane departure crashes” which doesn’t quite live up to the intensity of the trauma being run off the road(link is external) brings on. If you or a loved one has been run off the road in Bellingham or Whatcom County, you are likely facing extensive damages and are looking ahead at a lengthy process of recovery. Click to learn more.
What do auto accident victims need to know about wage loss? [VIDEO]
If you or a loved one has been in an auto accident and experienced wage loss, or you're looking at having to re-train for a lower paying job because your injuries will prevent you from going back to what you used to do, you've got options. Click here to learn about wage loss, future wage loss, and your rights as an auto accident victim.
Lost wages? PIP to the rescue
PIP stands for Personal Injury Protection and is automatically included with many auto insurance policies. Though individual policies vary, it may include $10,000 towards wage loss. But there are some important things to know about PIP and what it means to put it into action. Bill Coats Law in Bellingham, WA put together this article and video to help consumers understand auto insurance policies and what next steps to take in the unfortunate event of a car accident.
An often-overlooked key to winning settlements in personal injury cases
Negotiation, strategy, experience and skill - all of these qualities make a personal injury claim reach a successful verdict or settlement. But here is one key aspect that can easily be overlooked by personal injury attorneys working with injured people. Bill Coats Law, of Bellingham, Washington, is the top car accident law firm in the fourth corner and writes on this basic human quality that wins cases.
Before you settle your insurance claim, make sure you're not derailing your chances by not breaking this rule
It's called the Hamilton Rule, and if you don't factor it into your uninsured/underinsured motorist protection policy negotiations, you might put at risk getting any money from your claim. Click to read more by personal injury lawyer Bill Coats in Bellingham, Washington, and watch a video on the Hamilton Rule.
The most important thing you'll need to prove wage loss for your accident claim
If an accident victim's injuries are serious, it will be impossible to go back to work for awhile. Many people in this situation need to file an insurance claim to cover wage loss, and have many questions about this process. Click here for information on what you need to do to show lost wages for your accident injury claim.