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Don’t be Afraid to File Claims against Uninsured Drivers

Many insured drivers, when involved in a personal injury accident with an uninsured party, are afraid to file a claim for fear of increased insurance premiums or rates. Luckily, under Tennessee law, this cannot happen. Learn more about these claims here...

Motor vehicle accidents are an hourly occurrence in Savannah and across Chatham County. Many crashes are completely avoidable, caused by drunk drivers or distracted drivers. Whatever the cause, car accidents are a major safety and economic issue for the communities across the region.

Truckers are a growing motorist group using Georgia’s highways, and commercial trucking accidents occur regularly in the Savannah region. When a truck crash happens, serious injuries and fatalities are a common result.

Common causes of commercial truck accidents in Savannah

According to IIHS, a large percentage of trucking crashes are caused by:

While rare compared to other types of motor-vehicle crashes, aircraft accidents do happen regularly, usually with devastating results. Despite significant safety improvements over the past decades, many people each year experience the pain of losing someone in an airplane crash.

Motorcycle accidents are a common occurrence in Savannah. These regions popular with motorcyclists, and with so many bikes on the roads, the number of collisions is high, and motorcycle accidents are a major safety and economic issue for riders in the Savannah area.

At one point or another, everyone is a pedestrian. As the expense of driving and insuring a vehicle rise, more and more people choose to walk to their destinations. As the number of pedestrians increases, so do the number of pedestrian accidents. To see where the Savannah region ranks in terms of pedestrian collisions nationally, please go to this National Highway Traffic Safety Administration report.

According to the U.S. Coast Guard, nationally, from 2013 to 2014, deaths increased from 560 to 610, an 8.9% increase, injuries increased from 2,620 to 2,678, a 2.2% increase and the total number of accidents increased from 4,062 to 4,064, a 0.05% increase. Where the cause of death was known, 78% of fatal boating accident victims drowned; of those drowning victims, 84% were not wearing a life jacket.

Despite safety improvements, bicycle accidents are common in Savannah

Savannah is a great town for bicycling, with level terrain, great weather, and beautiful tree-lined streets. But poorly maintained bikeways, lack of appropriate parking, and aggressive motorists can make biking a dangerous activity.

What is PIP and how does it work? [VIDEO]

Many industries have a litany of acronyms and insurance is no exception. If you've been in a car accident, PIP might be a new one for you. It stands for Personal Injury Protection and will be a key piece to your peace of mind. For an explanation of what PIP is and how it works, click to watch this video by Bill Coats Law in Bellingham, WA. 

If fault is disputed, are medical bills still covered if someone is hurt?

Regardless of who is at fault, if there are injured people in a car accident, those people will deserve medical care. So who pays for those bills? Auto insurance policies have an option called Personal Injury Protection offered to many US drivers; in Washington, for example, the coverage is required by state law to be offered to all drivers licensed in the state. This is the coverage you'll count on to pay medical bills, and sometimes wage loss. Bill Coats Law in Bellingham, WA describes more about what Personal Injury Protection is for and how it works to cover people hurt in an accident, no matter who caused it.