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A little known fact on reimbursing your health insurer after your claim is paid
It often comes as a surprise to personal injury victims that after their insurance claim has settled, they may be writing a big check to their health insurance company. I created this video from my blog to talk about the process of reimbursing your health insurance company after your personal injury claim settles and what you need to know.
Who you may have to pay after your auto accident claim is paid
Most accident victims don't know when they sign up for their auto or health insurance policy that if they are hurt in an accident due to someone else's fault, they may have to reimburse their own health insurance company for paying medical bills. However, it's not as bad as it sounds. I made this video to educate consumers on reimbursing health insurers after an auto accident.
One last step of the claims process may mean a big fat check to your health insurance company - signed by you
It's a shocking title for my video about a fairly common policy that takes many accident victims by surprise. For more information on reimbursement, or subrogation, after an auto accident, click here.
Survivors may have to pay back the health insurance company after an auto accident
Bellingham personal injury lawyer Bill Coats recorded a series of videos to discuss common policies and pitfalls of the insurance claims process. One of these is called subrogation, and is an important concept that accident victims and survivors of those who were fatally injured need to know. To learn more about this common insurance policy aspect, click here.
Lost wages is one thing, but what if an accident victim can no longer keep up with household chores?
It's easy to take health for granted, but if you are the victim of a car crash, suddenly a lot of things in life that were easy to do are harder - or impossible - to manage. Everyone automatically wonders about if they'll be able to work at the same job enjoyed before the accident - but what about other tasks? Attorney Bill Coats in Bellingham, Washington, talks about a rather obscure-sounding part of personal injury law where you can get money for yard work and other chores. Click here to learn about substitute domestic services in personal injury claims.
One easily overlooked way an accident victim's life is changed
Imagine you're the victim of a car accident. You're on the phone with the adjuster from the at-fault driver's insurance company. Are you going to be able to think of all the ways this accident has and will continue to affect your life? Click here for a video on an easy-to-overlook aspect of how an injured person's life can be affected from a car accident.
Calculating wage loss is an important aspect of assessing damages
One of the most important aspects of figuring out a fair settlement is including money for lost wages. Lost wages don't just mean the time off of work someone had to take while recovering from injuries. What if you can't go back to the same job you had before and must take a lower paying job instead? Check out this video on wage loss to determine if you might be due more money for your claim than the insurance company is trying to offer.
If you've hurt your back, simple household chores can be impossible to do
If your spine has been injured because of an auto accident, imagine all the tasks that suddenly are at best arduous, at worst impossible. It's hard to think of all the things one does in a given day that wouldn't be affected. If another person's negligence causes these problems for you, the law is on your side to get you fair compensation for the challenges you have sustained. In this video, Bill Coats talks about substitute domestic services, as aspect of a personal injury claim that helps accident victims get help around the house.
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Observe the rules: Tips on how to ski and snowboard safely
Just like on the roads, ski slopes also have rules and right-of-ways. Some of the worst accidents we hear of are caused by skiers and snowboarders not paying attention to other people around them. It can be a catastrophic, and sometimes deadly, surprise to be blind-sided by someone traveling up to 80 mph (for Olympic skiers, at least). Here are some tips on how to ski and snowboard safely.