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Comprehensive coverage is a catch-all for incidents that aren’t considered “accidents” like hail, flooding, or vandalism damage. Comprehensive coverage may help protect your car against damages that are not related to a collision, including:
An automobile accident can damage far more than your car. Medical bills, lost income, and other expenses add up quickly and cause significant financial hardship. Personal injury protection, also known as PIP insurance, helps reimburse you for such costs, and can help protect your friends and family after a covered accident.
When you're in a car accident that seriously damages your vehicle, your vehicle may be towed to a body shop and out of commission for significant time, and you are stuck wondering how you are going to get around during its repair.
What does rental reimbursement cover?
Rental reimbursement coverage will help you pay for a rental car—but only if you need the rental car because of a covered loss. For example, if your car is damaged in an accident that's covered by your insurance policy, your rental reimbursement coverage will typically help pay for the rental car.
I don't know why this woman is trying this hard to make me mad when I DON'T EVEN KNOW HER.
In photos submitted to WPVI in Philadelphia, a woman is seen not letting pesky ol' driving get in the way of not driving. Instead of even pretending to drive like a pretend-responsible human being, she has her feet up on the steering wheel, eyes - and hands! - focused entirely on the non-task of screwing around on her phone. Somebody please arrest her.
Motor vehicle accidents are an hourly occurrence in Des Moines, Ames, and across Polk County. Many crashes are completely avoidable, caused by drunk drivers or distracted drivers. Whatever the cause, car accidents are a major safety and economic issue for the communities in this vast region.
At one point or another, everyone is a pedestrian. As the expense of driving and insuring a vehicle rise, more and more people choose to walk to their destinations. As the number of pedestrians increases, so do the number of pedestrian accidents. To see where the Des Moines and Ames regions rank in terms of pedestrian collisions nationally, please go to this National Highway Traffic Safety Administration report.
Bicycling is becoming more popular in the Des Moines and Ames regions. There are organizations and programs that promote biking and bike safety, including the Des Moines Bicycle Collective, Iowa Bikes, and Ames Bike Smart.
Motorcycle accidents are a common occurrence in Des Moines and Ames. These regions popular with motorcyclists, and with so many bikes on the roads, the number of collisions is high, and motorcycle accidents are a major safety and economic issue for riders in the area.
Truckers are a growing motorist group using Iowa’s highways, and commercial trucking accidents occur regularly in the Des Moines and Ames regions. When a truck crash happens, serious injuries and fatalities are a common result.
Common causes of commercial truck accidents in Des Moines and Ames
According to IIHS, a large percentage of trucking crashes are caused by:
While rare compared to other types of motor-vehicle crashes, aircraft accidents do happen regularly, usually with devastating results. Despite significant safety improvements over the past decades, many people each year experience the pain of losing someone in an airplane crash.