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Disputing Fault in a Personal Injury Case
Some car crashes have a clear cause and the fault rests with one driver. But some accidents involve multiple causes, and the fault can be disputed. When that happens, insurance companies have ways to prove fault, and sometimes fault and negligence are distributed between drivers and passengers.
When fault is disputed, insurance companies work very hard to find evidence to prove their insured is not at fault, to avoid having to pay out a claim, or to reduce the amount.
Proving liability in an insurance claim
When the key issue of liability is disputed, evidence is gathered to prove which driver was actually at fault. This evidence can include physical evidence from the crash site, police collision reports, witness testimony, and vehicle damage photos. So after an accident, it is helpful to take good photos of vehicle damage and the crash scene including debris and skid marks. Gathering witness names at the crash location is important. Calling the police who will complete a traffic collision report after a collision also helps preserve evidence and formally document how the crash actually happened.
How injury attorneys help prove liability to protect their clients
When the issue of disputed fault arises and one insurer denies a claim based on its belief that its driver was not at fault, the insurer often will offer a minimal settlement, or no settlement at all. Generally, if an insurer asserts that its driver is not at fault, then often personal injury attorneys get involved, to protect the rights of their clients and undertake the process to prove liability. An injury lawyer has the experience to gather evidence, prove fault, and negotiate with an insurance adjuster to get the highest settlement possible after a personal injury.