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Guidelines for Good Social Media Use After a Car Accident

Unfortunately, your social media posts can negatively impact the outcome of your case if you’re hurt in a car accident. Insurance companies typically review the claimant’s public accounts for evidence they can use to deny the claim and protect their bottom line. Here are guidelines to follow after a car crash.

Everett-Bellingham WA

What is umbrella insurance?

Umbrella insurance covers you in the event of a large and potentially devastating liability claim or judgment. It would extend beyond the limits of your other insurance policies, such as homeowners or auto insurance.

Everett-Bellingham WA

What is umbrella insurance?

Umbrella insurance covers you in the event of a large and potentially devastating liability claim or judgment. It would extend beyond the limits of your other insurance policies, such as homeowners or auto insurance.

What is Rental Reimbursement Coverage, and why do you need it?

When you're in a car accident that seriously damages your vehicle, your vehicle may be towed to a body shop and out of commission for significant time, and you are stuck wondering how you are going to get around during its repair.

What does rental reimbursement cover?

Rental reimbursement coverage will help you pay for a rental car—but only if you need the rental car because of a covered loss. For example, if your car is damaged in an accident that's covered by your insurance policy, your rental reimbursement coverage will typically help pay for the rental car.

What is Under-Insured/Uninsured Motorist Coverage, and why do you need it?

Uninsured Motorist insurance (UM) is coverage that protects you if you're involved in a collision with a driver who does not have liability insurance, or does not have enough liability insurance to pay for your damages.

Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident caused by a driver who has too little insurance to cover all of the injuries.

Covered UM and UIM expenses for you and your passengers include:

Urban drivers are smart drivers – and deserve to own a vehicle under their own terms

There has been a huge rise in the number of urban drivers – those who typically use mass transit, carpool, telecommute, or otherwise get around town in ways other than a personal vehicle. But these drivers still need their cars on occasion, and until now, were forced to buy the same auto insurance policies that higher-mileage drivers purchase.

Pay-Per-Mile Insurance Coverage is perfect for your upcoming road trip

There is a new kind of insurance coverage that is made just for low-mileage drivers. With per-mile insurance, you pay a low monthly base rate plus a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate. This revolutionary new kind of insurance is becoming wildly popular with drivers who typically drive less than 10,000 miles a year.

How low-mileage drivers can get exceptional car insurance for significantly less money

Here at Accident Data Center, since our focus is providing data about crashes across the nation, we have learned that every single accident involves an insurance policy. We all know we need insurance, but for all of the low-mileage drivers out there, it doesn't seem fair to have to pay the same amount as higher-mileage drivers.

Everett-Bellingham WA

Required to pay back your insurer for its help with your medical bills? Here's one big reason to hire a lawyer

The thought can be quite shocking to accident victims when they first learn it. "Why would someone hurt in an accident have to pay back their insurance company for covering medical bills?" Most people believe this coverage is already compensated through years of paying premiums. However, many insurance companies will seek reimbursement once they have paid medical bills. Bill Coats Law hosts a YouTube channel with a video about what to do if you are in this situation, and sometimes, a legal advocate is your best bet for arguing a fair claim when things get complicated in auto accident claims.

Everett-Bellingham WA

If fault is disputed, are medical bills still covered if someone is hurt?

Regardless of who is at fault, if there are injured people in a car accident, those people will deserve medical care. So who pays for those bills? Auto insurance policies have an option called Personal Injury Protection offered to many US drivers; in Washington, for example, the coverage is required by state law to be offered to all drivers licensed in the state. This is the coverage you'll count on to pay medical bills, and sometimes wage loss. Bill Coats Law in Bellingham, WA describes more about what Personal Injury Protection is for and how it works to cover people hurt in an accident, no matter who caused it.

Everett-Bellingham WA

Will your lost wages be covered if the at-fault driver carries no insurance? Most likely, yes!

States like Washington require insurance companies to include uninsured/underinsured motorist protection to all policy holders unless they specifically opt-out of this coverage. This might come in handy if you've been hit in a car accident by someone who has no insurance or not enough, and you've had to take time off work - or can never work again. Click to learn more about your options for covering wage loss if the driver who hit you has no insurance.