It’s one of the hardest times in life – after a debilitating accident. No one wants to be in this situation, but what if you are? You don’t have to go it alone. Because negotiating with the insurance company to try to get your bills covered just as your policy should be designed to do, can feel like David phoning up Goliath to try to make a deal. There are personal injury attorneys who spend years specializing in these kinds of situations. Sometimes all it takes is having one represent you to start a process in motion that would lead to a very different outcome than if you were to try to work with insurers yourself. For a list of questions to help you decide if an attorney can help you, click here.
Need Legal Help Now?
Why find a personal injury attorney?
A personal injury attorney manages insurance claims so you don't have to.
After an accident caused by negligence, an injured person is forced to begin dealing immediately with law enforcement, doctors and medical appointments – and insurance companies. It is difficult to know how to handle questions from insurance adjusters, especially ones who represent the at-fault driver. Since they are focused on reducing the amount of payout on an insurance claim, they are not focused on the best interest of the injured victim.
That is why a personal injury attorney is necessary for most injury claims.
Here is what an experienced injury lawyer offers:
- When you work with an injury attorney, you never have to communicate with an insurance company regarding your claim;
- The knowledge to assess injury claims to determine the best course of action;
- The ability to cut through red tape to move more quickly toward resolution;
- A team of support staff and investigators who know how to gather and evaluate evidence;
- The knowledge to handle all of the paperwork throughout the entire legal process;
- The capacity to manage an injury claim with objectivity and efficiency;
- Experience negotiating with insurance adjusters and other attorneys;
- The expertise to know when negotiations are insufficient and a lawsuit needs to be filed;
- A contingency fee agreement, which means there are no up-front fees or costs.
As you see, the help of a personal injury attorney is crucial to a successful claim after a major injury or death. After you have been injured by the negligent actions of someone, consider hiring an experienced injury attorney. You will be glad you did.
Go here for more information about finding a personal injury attorney.
The fact is that you may need a personal injury lawyer to properly protect your rights and interests, and that attorney will need certain information to properly assess your case.
Like on many holidays throughout the year, accidents spike on Super Bowl days. Are you hosting a party? If so, read this article by Bill Coats Law on how to keep guests from drinking too much and causing a terrible car accident.
Empathy. Bellingham, WA car accident attorney Bill Coats writes about how even the toughest lawyers win cases using emotion and empathy.
It's pretty simple: accident victims with legal representation typically walk away with a higher settlement than those who go it alone. Insurance companies don't want to go to court, and if you hire an attorney who has a solid track record in court, they take notice. Bill Coats of Bill Coats Law in Bellingham, WA talks about how good lawyers help their clients in this article.
Many attorneys specialize in just one type of law, but not all adhere to this best practice. Choosing a lawyer who works with one type of case and does personal injury on the side is like hiring someone who is fluent in English to be your translator in Spanish because they've taken some courses on it in school. And when you really get into the complexities of tort cases, it's all Greek to most consumers who didn't spend years in law school. Bellingham, Washington personal injury attorney Bill Coats writes on some things to consider if you're thinking of hiring an attorney to help you with your car accident claim.
Required to pay back your insurer for its help with your medical bills? Here's one big reason to hire a lawyer
The thought can be quite shocking to accident victims when they first learn it. "Why would someone hurt in an accident have to pay back their insurance company for covering medical bills?" Most people believe this coverage is already compensated through years of paying premiums. However, many insurance companies will seek reimbursement once they have paid medical bills. Bill Coats Law hosts a YouTube channel with a video about what to do if you are in this situation, and sometimes, a legal advocate is your best bet for arguing a fair claim when things get complicated in auto accident claims.
It sounds fairly terrifying, to think that if you're injured in an accident, you might be unfairly compensated for lost wages while you get well. But people who are self-employed, or sporadically employed, may find themselves battling with insurance companies on how to prove what wages were lost. It can be very complicated to go back and forth with an insurance company backed by a team of lawyers looking for ways to save their company money. Here are some thoughts from Bill Coats Law in Bellingham, WA on what you might be facing in proving lost wages for your accident injury claim.
Insurance companies have dedicated many years and resources on working within the legal system to essentially make it harder for people to get money for their claims. This has resulted in lots of red tape and loopholes that give them the edge against someone filing a claim without a lot of legal know-how. Here's one rule that you might not be aware of that could prevent you from receiving a dime on your claim, and a reason to hire a lawyer to guide you through this piece of red tape and much more of it. Click to read about the Hamilton Rule and its influence on uninsured and underinsured motorist claims.
After an automobile accident, it's natural to feel overwhelmed and uncertain about what happens next. Bill Coats Law, in Bellingham Washington, has put together a YouTube Channel to answer some common question in hopes to help accident victims start on the right path to full financial recovery. Click here to get the answers you need.
Would knowing that settlements are typically 40% hiring with an attorney's representation help? This is what a study conducted by the Insurance Research Council found. If you understand the process of how insurance companies handle auto accident claims, the main reason won't surprise you. Click here to learn why it may be a good idea to hire a personal injury attorney for your accident claim.
Don suffered disc injuries to his low back in an accident where the at-fault driver pulled into traffic and struck the side of Don’s classic 1955 Ford T-Bird. Don’s injuries were severe enough that he could not return to his physically demanding work as a paramedic. Although Don was close to retirement, he was counting on a few more good work years. Here is one accident victim's story of how a good personal injury attorney helped him find money for lost wages, despite the fact that the at-fault driver did not have car insurance.
If you've been injured in an accident, you might be wondering if it's worth it to hire an attorney. How do you know? The headline of this story alone will tell you that sometimes it makes sense to hire one. One of the reasons lawyers can get their clients so much more money for a claim is that insurance company negotiators often don't look at all the factors that your attorney will. Accounting for things like future wage loss and medical bills usually aren't volunteered by insurers, no matter how much of a "good neighbor" they might seem. Click the link for more tips and answers to frequently asked questions to help you decide to hire a personal injury attorney for your accident claim.
It’s not just embarrassing – being “doored” while on a bicycle can be lethal. Being doored means a bike rider slams into the door of a vehicle that has been opened negligently. Sometimes the bike zone is actually in a dangerous place, or riding in this zone is unavoidable. This can happen on any road where bikes travel alongside cars parked parallel to the street. Depending on your state, there are laws against it, which means being doored can mean there was an at-fault party. But this doesn’t mean the claim would be so cut and dried. Click here to learn about your legal options if you were "doored" by a car while riding your bike.
If you're in an accident, and you're hurt, you probably can't work. Maybe just for a short time, maybe you'll never be able to return to that job again. You might have injuries that needed medical help, and you're getting bills in the mail. If you decide to go after the person whose mistake harmed you, does this mean you've got to pay high lawyer's fees in order to get good legal help?
Personal injury attorneys aren't paid that way in most tort law cases. So how do personal injury attorneys get paid? Hint: it's not until you do. Bill Coats, of Bill Coats Law, explains how contingency fees apply in personal injury cases. Click here to watch this video explaining contingency fees.