Indianapolis Car Accident Statistics: Understanding Your Legal Rights After a Personal Injury
Indianapolis continues to face significant traffic safety challenges, with Marion County recording the highest number of vehicle crashes statewide. Recent data reveals that Marion County recorded 36,489 collisions in 2022 out of 206,923 total collisions across all Indiana counties, making it a critical hotspot for vehicular accidents. In 2022, Indianapolis observed 21 pedestrians killed in auto accidents, a substantial rise from 11 in the previous year, along with 42 bicyclist crashes and 3,739 hit-and-run incidents. These statistics underscore the complex traffic safety environment that Indianapolis residents navigate daily.
The frequency and severity of accidents in Indianapolis are influenced by multiple factors including high traffic volume, urban congestion, and driver behavior patterns. Peak collision hours occur on weekdays from 4 p.m. to 7:59 p.m., with Fridays being particularly risky, and 59% of fatal collisions occurred in urban areas in 2022. Speed-related incidents remain particularly concerning, as speed-related collisions account for 9% of all collisions and 28% of fatal collisions. Understanding these statistics becomes crucial when pursuing a personal injury claim, as they help establish patterns of negligence, demonstrate the severity of local traffic conditions, and provide context for accident reconstruction experts who may testify about the circumstances surrounding your collision. An experienced Indianapolis car accident lawyer will handle all aspects of the legal claim.
Motorcycle Accident Statistics in Indianapolis
Marion County had the highest number of motorcyclists involved in incidents (359), followed by Allen County (201) and Lake County (160), reflecting the urban area's high traffic density and motorcycle ridership. Indiana saw motorcycle-involved collisions increase slightly from 2,881 in 2021 to 2,885 in 2022, while the number of fatalities rose as well. The data suggests that while urban riding involves more frequent but less severe crashes, rural accidents tend to be more deadly, possibly due to higher speeds and delayed emergency response times. Excessive speed remains a critical factor in motorcycle accidents, with 12.6% of motorcycle collisions in 2021 involving a speeding motorcyclist, which was a slight increase from the 2019 and 2020 percentages. These statistics underscore the vulnerability of motorcyclists in Indianapolis's busy traffic environment and highlight the importance of understanding liability factors when pursuing personal injury claims following motorcycle accidents, particularly given that motorcyclists face significantly higher injury rates compared to passenger vehicle occupants in similar crash scenarios. For motorcycle crashes involving more serious injuries, or when a fatal crash occurs, a personal injury attorney is needed to manage the insurance claim. Go here to learn more about how an Indianapolis motorcycle accident lawyer helps injured victims.
Legal Rights and Considerations
Indiana operates under a modified comparative fault system that significantly impacts personal injury claims arising from Indianapolis car accidents. Under this system, you can recover damages as long as you are not more than 51% at fault for the accident. Your compensation will be reduced by your percentage of fault - for instance, if you're found 20% at fault and your damages total $50,000, you would receive $40,000.
Statute of Limitations: Indiana law provides a strict two-year statute of limitations from the date of injury to file a personal injury lawsuit. Missing this deadline typically results in permanent loss of your right to seek compensation through the courts.
Insurance Requirements: Indiana mandates minimum liability insurance coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. However, these minimum amounts often prove insufficient for serious injuries, making uninsured/underinsured motorist coverage crucial.
Government Claims: Claims against government entities require written notice within 180-270 days, significantly shorter than the standard two-year period. This accelerated timeline makes immediate legal consultation essential if government negligence contributed to your accident.
Available Compensation: Indiana law permits recovery for medical expenses, lost wages, pain and suffering, property damage, and in cases of permanent disability, future medical costs and diminished earning capacity. Medical malpractice cases have damage caps ranging from $1,650,000 to $1,800,000 depending on when the malpractice occurred, while government liability is capped at $700,000 per person and $5,000,000 per occurrence.
A good Indianapolis personal injury lawyer can help with all kinds of injuries stemming from a collision.
Related Resources
Local Courts:
- Marion County Superior and Circuit Courts (200 E. Washington Street, Indianapolis, IN 46204)
- Marion County Traffic Court (8115 E. Washington Street, Indianapolis, IN 46219, Phone: 317-327-7995)
- Indianapolis-Marion County Community Justice Campus (675 Justice Way, Indianapolis, IN 46203)
Support Services for Accident Victims:
- Marion County Public Defender Agency - provides legal representation for those who cannot afford an attorney
- Indianapolis Legal Aid Society - offers free civil legal assistance to income-eligible parties in Marion County
- Indianapolis Bar Association - provides free legal advice programs and lawyer referral services
- Indianapolis Public Library Legal Resources (multiple locations) - provides access to legal forms, databases, and research materials
State Traffic Laws and Regulations:
- Indiana Criminal Justice Institute Crash Statistics and Research
- Indiana State Police Crash Reports (available through BuyCrash.com)
- Indiana University Public Policy Institute Traffic Safety Research (county-level crash data and annual fact sheets)
- Indiana Code Title 34 (Civil Law and Procedure) - contains statutes of limitations and comparative fault provisions
- Indiana Bureau of Motor Vehicles - provides information about traffic tickets, license suspension, and reinstatement procedures
This information is provided for educational purposes and does not constitute legal advice. Individual circumstances vary, and consultation with a qualified Indiana personal injury attorney is recommended to understand how these laws apply to your specific situation.
Return to the Indianapolis accident information page
Most recent accident reports
A significant multi-vehicle collision involving 10-15 vehicles brought traffic to a standstill on Interstate 69 southbound in Grant County, Indiana, creating hazardous conditions and requiring an extensive emergency response.
A tragic single-vehicle accident claimed the life of a 21-year-old Greenwood woman on Saturday evening in Boone County, Indiana, as winter weather conditions created hazardous driving situations across central Indiana.
A serious collision involving a semi-truck and a passenger car shut down Interstate 65 on Indianapolis's south side for more than three hours early Saturday morning.
A fatal traffic collision on Indianapolis's southeast side late Tuesday night, November 25, claimed the life of one person following a two-vehicle crash at a major intersection. The incident occurred around 10:45 p.m.
A serious collision between a passenger vehicle and a semi-truck shut down all northbound lanes of Interstate 69 near Fishers early Saturday morning, prompting an extended closure and ongoing investigation by Indiana State Police.
A devastating early morning collision claimed one life and left another person fighting for survival on Indianapolis' east side Wednesday, November 19, 2025.
A devastating head-on collision claimed the life of a motorist Tuesday morning on Indianapolis' south side, prompting a major investigation by the Indianapolis Metropolitan Police Department. The fatal crash occurred around 6:45 a.m.
A serious traffic collision on Interstate 69 southbound in Johnson County, Indiana, resulted in the complete closure of the highway during Monday morning's rush hour. The crash occurred around 5:30 a.m.
A semi-truck crash caused major traffic disruptions and required hazardous materials response at the Interstate 465 and Interstate 70 interchange on Indianapolis's west side Saturday afternoon.
Delaware County Sheriff's Corporal Blake Reynolds was struck and killed early Wednesday morning while assisting a disabled semi-truck on Interstate 69 in Delaware County, Indiana.
A tragic multi-vehicle collision on Interstate 65 in Boone County claimed the life of an Indiana National Guardsman and left three fellow service members seriously injured on Friday, November 14, 2025.
A tragic traffic collision in the early hours of Sunday morning claimed at least one life near Marian University in Indianapolis. The Indianapolis Metropolitan Police Department responded to the fatal crash at approximately 3:40 a.m.
A tragic early morning crash on Interstate 65 in White County, Indiana claimed one life and left two others injured near mile marker 197.
On Thursday, November 6, 2025, a serious traffic incident unfolded on Interstate 465 on Indianapolis's south side, resulting in significant disruptions to afternoon commute traffic. The crash occurred at approximately 1:20 p.m.
A significant traffic disruption occurred on I-65 southbound through Indianapolis on Friday morning following a crash involving a semi-truck.
A serious collision involving an Indianapolis Public Schools (IPS) bus and another vehicle occurred early Friday morning on the city's near west side.
A U.S. Postal Service employee sustained serious injuries Monday afternoon when a semitractor-trailer hauling wood struck their mail delivery vehicle at the intersection of State Road 38 and Mill Creek Road in Hamilton County.
A Cadiz Police Department officer suffered serious injuries Sunday morning when a Toyota RAV4 struck his parked patrol vehicle on State Road 38 at Mechanicsburg Road in Henry County, Indiana.
A fatal hit-and-run collision on Indianapolis's northwest side has led to criminal charges after a 32-year-old pedestrian was struck and killed while crossing Michigan Road.
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