Indianapolis Car Accident Statistics: Understanding Your Legal Rights After a Personal Injury

 

Indianapolis continues to face significant traffic safety challenges, with Marion County recording the highest number of vehicle crashes statewide. Recent data reveals that Marion County recorded 36,489 collisions in 2022 out of 206,923 total collisions across all Indiana counties, making it a critical hotspot for vehicular accidents. In 2022, Indianapolis observed 21 pedestrians killed in auto accidents, a substantial rise from 11 in the previous year, along with 42 bicyclist crashes and 3,739 hit-and-run incidents. These statistics underscore the complex traffic safety environment that Indianapolis residents navigate daily.

The frequency and severity of accidents in Indianapolis are influenced by multiple factors including high traffic volume, urban congestion, and driver behavior patterns. Peak collision hours occur on weekdays from 4 p.m. to 7:59 p.m., with Fridays being particularly risky, and 59% of fatal collisions occurred in urban areas in 2022. Speed-related incidents remain particularly concerning, as speed-related collisions account for 9% of all collisions and 28% of fatal collisions. Understanding these statistics becomes crucial when pursuing a personal injury claim, as they help establish patterns of negligence, demonstrate the severity of local traffic conditions, and provide context for accident reconstruction experts who may testify about the circumstances surrounding your collision. An experienced Indianapolis car accident lawyer will handle all aspects of the legal claim.

Motorcycle Accident Statistics in Indianapolis

Marion County had the highest number of motorcyclists involved in incidents (359), followed by Allen County (201) and Lake County (160), reflecting the urban area's high traffic density and motorcycle ridership. Indiana saw motorcycle-involved collisions increase slightly from 2,881 in 2021 to 2,885 in 2022, while the number of fatalities rose as well. The data suggests that while urban riding involves more frequent but less severe crashes, rural accidents tend to be more deadly, possibly due to higher speeds and delayed emergency response times. Excessive speed remains a critical factor in motorcycle accidents, with 12.6% of motorcycle collisions in 2021 involving a speeding motorcyclist, which was a slight increase from the 2019 and 2020 percentages. These statistics underscore the vulnerability of motorcyclists in Indianapolis's busy traffic environment and highlight the importance of understanding liability factors when pursuing personal injury claims following motorcycle accidents, particularly given that motorcyclists face significantly higher injury rates compared to passenger vehicle occupants in similar crash scenarios. For motorcycle crashes involving more serious injuries, or when a fatal crash occurs, a personal injury attorney is needed to manage the insurance claim. Go here to learn more about how an Indianapolis motorcycle accident lawyer helps injured victims.

 

 

Legal Rights and Considerations

Indiana operates under a modified comparative fault system that significantly impacts personal injury claims arising from Indianapolis car accidents. Under this system, you can recover damages as long as you are not more than 51% at fault for the accident. Your compensation will be reduced by your percentage of fault - for instance, if you're found 20% at fault and your damages total $50,000, you would receive $40,000.

Statute of Limitations: Indiana law provides a strict two-year statute of limitations from the date of injury to file a personal injury lawsuit. Missing this deadline typically results in permanent loss of your right to seek compensation through the courts.

Insurance Requirements: Indiana mandates minimum liability insurance coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. However, these minimum amounts often prove insufficient for serious injuries, making uninsured/underinsured motorist coverage crucial.

Government Claims: Claims against government entities require written notice within 180-270 days, significantly shorter than the standard two-year period. This accelerated timeline makes immediate legal consultation essential if government negligence contributed to your accident.

Available Compensation: Indiana law permits recovery for medical expenses, lost wages, pain and suffering, property damage, and in cases of permanent disability, future medical costs and diminished earning capacity. Medical malpractice cases have damage caps ranging from $1,650,000 to $1,800,000 depending on when the malpractice occurred, while government liability is capped at $700,000 per person and $5,000,000 per occurrence.

A good Indianapolis personal injury lawyer can help with all kinds of injuries stemming from a collision.

Related Resources

Local Courts:

  • Marion County Superior and Circuit Courts (200 E. Washington Street, Indianapolis, IN 46204)
  • Marion County Traffic Court (8115 E. Washington Street, Indianapolis, IN 46219, Phone: 317-327-7995)
  • Indianapolis-Marion County Community Justice Campus (675 Justice Way, Indianapolis, IN 46203)

Support Services for Accident Victims:

  • Marion County Public Defender Agency - provides legal representation for those who cannot afford an attorney
  • Indianapolis Legal Aid Society - offers free civil legal assistance to income-eligible parties in Marion County
  • Indianapolis Bar Association - provides free legal advice programs and lawyer referral services
  • Indianapolis Public Library Legal Resources (multiple locations) - provides access to legal forms, databases, and research materials

State Traffic Laws and Regulations:

  • Indiana Criminal Justice Institute Crash Statistics and Research
  • Indiana State Police Crash Reports (available through BuyCrash.com)
  • Indiana University Public Policy Institute Traffic Safety Research (county-level crash data and annual fact sheets)
  • Indiana Code Title 34 (Civil Law and Procedure) - contains statutes of limitations and comparative fault provisions
  • Indiana Bureau of Motor Vehicles - provides information about traffic tickets, license suspension, and reinstatement procedures

This information is provided for educational purposes and does not constitute legal advice. Individual circumstances vary, and consultation with a qualified Indiana personal injury attorney is recommended to understand how these laws apply to your specific situation.

Return to the Indianapolis accident information page

Most recent accident reports

A tragic two-vehicle collision on the east side of Indianapolis claimed the life of a 65-year-old woman and left two others injured.

Date: 
Sunday, July 6, 2025
Type: Car Accident

A tragic early-morning pedestrian accident on Tuesday, July 8, resulted in the death of a local woman on the near southwest side of Indianapolis.

Date: 
Tuesday, July 8, 2025
Roadway: 
Kentucky Avenue

One person has tragically died following an early morning collision on Thursday, July 10, on the southwest side of Indianapolis. The incident occurred shortly before 1 a.m.

Date: 
Thursday, July 10, 2025
Roadway: 
Interstate 465

 

A devastating two-vehicle collision at a rural Howard County intersection Friday night claimed the life of a 59-year-old Kokomo woman and left multiple people trapped in overturned vehicles.

Date: 
Friday, July 4, 2025
Type: Car Accident

 

A tragic accident on Interstate 70 westbound near downtown Indianapolis resulted in one fatality Friday afternoon, as authorities investigate the circumstances surrounding a collision between a passenger vehicle and a semi-truck at the n

Date: 
Friday, July 4, 2025
Roadway: 
Interstate 70

A 33-year-old Lewisville man died Wednesday night when his motorcycle left the roadway and crashed in the median of State Road 3 in Henry County, according to the Henry County Sheriff's Department.

Date: 
Wednesday, July 2, 2025
Roadway: 
State Road 3

Indianapolis Metropolitan Police responded to a vehicle-involved burglary Wednesday morning at approximately 5:45 a.m. on the east side of the city.

Date: 
Wednesday, July 2, 2025
Type: Car Accident

 

A fatal motorcycle crash shut down Interstate 465 on Indianapolis' north side for over two hours early Sunday morning, June 29, 2025. The tragic incident occurred just after 1:00 a.m.

Date: 
Sunday, June 29, 2025
Roadway: 
I-465

 

A significant traffic collision has completely shut down southbound Interstate 465 between West Minnesota Street and Sam Jones Expressway near Indianapolis International Airport on Friday.

Date: 
Friday, June 27, 2025
Roadway: 
Interstate 465
Type: Car Accident

A police pursuit in Sheridan, Hamilton County, Indiana ended tragically Thursday morning when a suspected stolen vehicle crashed in Veterans Park, killing the driver.

Date: 
Thursday, June 26, 2025
Type: Car Accident
Topics: 
Police Chase

 

A cyclist remains in critical condition following a hit-and-run crash that occurred early Friday morning on Indianapolis's near east side.

Date: 
Friday, June 27, 2025

 

A fatal single-vehicle crash occurred at the intersection of West Southport Road and Mann Road in Indianapolis early Friday morning, with the Indianapolis Metropolitan Police Department (IMPD) confirming officers were dispatched to the s

Date: 
Friday, June 20, 2025
Type: Car Accident

 

A semi-truck overturned on Interstate 65 southbound near mile marker 116 in Indianapolis late Monday evening, causing a significant diesel fuel spill and forcing authorities to close the ramp connecting I-65 southbound to Dr.

Date: 
Monday, June 16, 2025
Roadway: 
Interstate 65
Topics: 
Fuel Spill

 

A man died following a single-vehicle crash at an apartment complex on Indianapolis's northwest side Saturday afternoon.

Date: 
Saturday, June 14, 2025
Roadway: 
Pixel Drive

 

A devastating head-on collision on Friday evening resulted in the loss of two lives on State Road 46 near Stinesville Road in Monroe County, Indiana. The fatal accident occurred around 5:18 p.m.

Date: 
Friday, June 13, 2025
Roadway: 
State Road 46
Type: Car Accident
Topics: 
Head-on crash

On a recent day in Indianapolis, a significant traffic incident occurred on the 6200 block of Washington Street, near the intersection with High School Road and just west of I-465.

Date: 
Friday, June 13, 2025

 

A dangerous hit-and-run incident unfolded in the heart of downtown Indianapolis on Tuesday morning, leaving a local cyclist at risk after a traumatic collision with a pickup truck.

Date: 
Tuesday, June 10, 2025

 

On a quiet Saturday night, a dramatic traffic incident unfolded on Interstate 69 southbound, causing significant disruption and drawing an immediate emergency response.

Date: 
Saturday, June 7, 2025
Roadway: 
Interstate 69

 

In an early morning incident, a fatal accident occurred on Interstate 70's westbound lanes near downtown Indianapolis, resulting in one confirmed fatality. The crash took place around 5:30 a.m.

Date: 
Sunday, June 8, 2025
Roadway: 
Interstate 70
Type: Car Accident

 

A devastating multi-vehicle collision on Interstate 69 near Fishers, Indiana, resulted in at least one fatality and caused significant traffic disruption on Thursday afternoon.

Date: 
Thursday, June 5, 2025
Roadway: 
Interstate 69