Property damage liability coverage helps pay for the damage that you cause to another vehicle, or other types of property. If you are found responsible for a collision, property damage liability coverage would help cover damages you cause.

What is pay-per-mile property damage insurance, and why should you consider it?

Pay-per-mile insurance is a revolutionary new insurance coverage that is perfect for low-mileage drivers. These drivers, typically ones who use mass transit, carpool, telecommute, or live an urban lifestyle, shouldn't have to pay for the expensive traditional insurance coverage that higher-mileage drivers do. Traditional car insurance just isn't fair.

Do pay-per-mile insurance policies offer property-damage liability coverage? Yes!

With pay-per-mile coverage, designed for the many low-mileage drivers who drive less than 10,000 miles per year, you still have the option to get property-damage liability coverage with your pay-as-you-go insurance policy. Mileage-based insurance is an exceptional choice for low-mileage drivers seeking property-damage insurance.

Consider your property damage liability limits

You can usually opt to purchase limits higher than the minimum set by your state. If your insurance policy only offers up to $10,000 of coverage and the amount of damage you cause exceeds that, you have to pay the difference out of pocket. Having a higher limit of liability coverage may help you avoid having to pay out of pocket after an at-fault accident.

Don't drive much? Why pay much for car insurance?

If you are a low-mileage driver, you may not be aware of the revolutionary new auto insurance option called Pay-per-mile insurance. This coverage is perfect for drivers who travel less than 10,000 miles per year, and could save you up to $500 a year while providing you the same great coverage as the higher-cost traditional insurance policies.