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Basic aspects of a personal injury claim
What are some basic aspects of a personal injury lawsuit?
When someone has been seriously injured or killed in a vehicle accident, a lawsuit is often filed to protect the rights of the injured party. Since the law can be difficult to understand, and since a personal injury lawsuit can be complicated, here is information to provide a basic understanding of the process and terminology.
What is a personal injury case?
A personal injury case is a legal dispute that begins when one person suffers harm due to the actions of someone else. Sometimes the dispute is settled prior to the launch of a formal lawsuit. Other times, a suit is filed if the parties involved cannot agree to an insurance settlement.
What is an insurance settlement?
An insurance settlement is the payment from an insurance company to the insured to settle an insurance claim within the guidelines determined within the insurance policy.
How does an insurance policy affect a personal injury claim?
When someone is injured in an accident, the insurance policy of the at-fault driver is required to pay for the person's injuries, including the cost of medical treatment and surgery, rehabilitation, lost work and wages, damaged property, and other costs. An insurance policy will only pay to the limit of its value, known as the policy limit. Even if the injured person's medical bills total $50,000 but the insurance policy limit is $25,000, then only $25,000 is available in insurance coverage. The injured person's own insurance policy also can pay towards that person's recovery. Go to this link for more comprehensive information on insurance policies.
What are damages?
In a personal injury case, money damages are paid to the injured person by the person or their insurance company, who is determined to be at fault for the accident or injury. A damage award is agreed upon during a negotiated settlement, or during a court trial.
What are statutes of limitations?
Statutes of limitations are written laws that restrict the maximum time after an event that legal proceedings can be initiated. Once this period of time has passed, a claim can no longer be filed.
It is important to know the statute of limitations in the state that an accident or injury occurred, and that the resulting legal claim be filed within the timeframe allowed, to ensure that an injured victim's rights are maintained.
Go to this link to see the statute of limitations in each state.
How will an injury attorney help with an insurance claim?
An experienced personal injury attorney helps by overseeing all aspects of the insurance claim process so that the injured person can focus on healing and getting life back on track. A lawyer handles all stages of the claim from gathering information and handling correspondence with all involved parties, to negotiating a full settlement. Since it typically costs nothing initially to consult with an attorney, the decision to bring a lawyer onboard is an easy one to make.
Your demand letter is possibly the most critical tool in the settlement negotiations process.
Don’t worry – you won’t be writing it. Your personal injury lawyer will because it’s critical to present all the facts and circumstances in a way that positions you well.
Many times when people approach law firms about an accident they were involved in, they wonder why the lawyers are asking them some of the questions that they do.
You, as a member of the jury, are there to make a ruling on the facts presented during the trial. At the end of the trial, once all sides have presented their evidence, you will be given a jury charge.
After a lawsuit has been filed by the plaintiff, and the defendant or defendants have answered, “discovery” is conducted. Oftentimes, clients are confused as to the questions they are asked and the documents they are asked to produce.
Two words that can usually lead to a groan from whoever you are talking to is “jury duty”. The process of selecting jurors is called “voir dire”.
Innocent passengers always have a claim if they have been injured due to the negligence of other drivers. Even if you are in the vehicle that was at fault, you are still the innocent party in the case and therefore you can make a claim.
While months may go by and the client thinks they’re waiting and waiting for the attorney to settle the case, it is actually quite the opposite. In order for the attorney to maximize value for your case, they are waiting for you to finish up treatment.
Texas has many different rules and requirements for where a lawsuit may be filed. In a personal injury case, the venue may be one of the following...
Defense attorneys will look for any way possible to reduce your settlement or verdict in your personal injury case, and social media is a weapon they can easily use against you. Here are some quick tips to protect your case...
So what’s the case here in Missouri? When can you and can’t you recover for the injuries you experience in a car accident? Take a look at some of the guidelines here to check.
Our Atlanta auto accident attorneys explain why you should be cautious about what you post and how your pics or tweets could be used against you in an injury case.
But, bringing as much evidence as possible to your free consultation with your personal injury attorney means they can give you a more accurate opinion of what they can do for you, given the unique facts of your case.
As a Cincinnati personal injury lawyer I have settled or litigated many claims where more than two motor vehicles were involved. If you do not get the negligent parties in the case the other defendants may point the finger at the so called "empty chair."
Fortunately, our legal system provides a wide range of rights and protections for personal injury victims. However, you must be able to prove negligence and demonstrate that you suffered damages in order to have a strong personal injury case.
An attorney cannot pay money for a case and should not. Attorneys can refer cases to another attorney and those attorneys can split attorney’s fees. Since, in this case, both parties are attorneys, the attorneys are allowed to structure an agreement to split the fee.
After a car collision in Georgia, it is important to understand how car insurance policies function to help injured people recover and to hold the at-fault driver accountable. Learn more here about what it means for Georgia to be a "Fault" car insurance state, and how that affects insurance claims after a serious crash.
I cannot tell you how many times a client was in a minor impact accident and “felt a little sore” only to find out they have significant injuries that would require surgery for them to fully recover. So when you are in a car accident and there might be minimal property damage and you feel pain, it’s best to seek medical attention so they can take a look and determine if you have injuries that need attention.
he best way to answer that question is that it depends on the specific facts and circumstance of the incident that led to the injury. While every injury and claim is different, there is certain information that can always be helpful when deciding what to do when you are injured, beginning with being familiar with different types of common injury claims.
After being in a car accident, you may experience an unfortunate “15 minutes of fame” as all sorts of different people and parties want to talk to you. The other driver needs your information, paramedics will need to make certain you are okay, and the police might even show up to get a rundown on what led up to the collision. But there is one more group that will want to know about your car accident, and they are the one you might have to be the most careful about: insurance companies.
When you are involved in an accident, there are several potential sources which may pay your medical bills. But many of these expect to be repaid when you settle the case with the person or corporation who caused your injury.
If your auto insurance expires and you get into an accident, if the accident was not your fault it is possible you can still recover damages. If your auto insurance has expired and you are at-fault for causing an accident, it is possible that you can be held personally responsible for the property damage and bodily injury you caused. Learn more here...
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