Occupational Therapy After Brain Injury: Understanding Your Rights in Lafayette Personal Injury Cases

A traumatic brain injury (TBI) can drastically alter daily life, making occupational therapy (OT) essential for recovery and adaptation. In Lafayette, Indiana, occupational therapists work with brain injury survivors to rebuild essential life skills, from basic self-care to complex workplace functions. OT programs typically address cognitive rehabilitation, physical coordination, sensory processing, and emotional regulation. When brain injuries result from accidents caused by another's negligence—whether from vehicle collisions, workplace incidents, or slip-and-fall accidents—occupational therapy expenses become a crucial component of personal injury claims. The comprehensive nature of OT treatment, which often extends months or years, significantly impacts the calculation of damages in personal injury lawsuits. Insurance claims must account for both immediate and long-term therapy needs, including adaptive equipment, home modifications, and ongoing professional support.

Legal Rights and Considerations: Indiana's personal injury laws follow a modified comparative fault system, with a two-year statute of limitations from the injury date. Claims can include compensation for past and future medical expenses, including occupational therapy costs, lost wages, and diminished earning capacity. Indiana Code § 34-51-2-6 allows recovery if the plaintiff is 50% or less at fault. Workers' compensation claims must be filed within 30 days of the incident, though brain injury symptoms may qualify for delayed discovery provisions. Health insurance typically covers initial OT sessions, but personal injury settlements often account for extended therapy needs beyond standard coverage limits. An experienced Lafayette brain injury lawyer will handle all aspects of the injury claim.

Brain injuries can occur in many types of accidents. Click the links below to get information on legal claims from personal injury attorneys who have experience in these different types of accidents and injuries including:

Related Resources: Courts:

  • Tippecanoe Superior Court
  • Tippecanoe Circuit Court

Support Services:

  • IU Health Arnett Hospital Rehabilitation Services
  • Lafayette Rehabilitation Hospital
  • Indiana Brain Injury Association
  • Neuro Rehabilitation Center of Lafayette

State Resources:

  • Indiana Department of Insurance
  • Indiana Worker's Compensation Board
  • Indiana Disability Rights

Return to the Lafayette brain injury information page

Most recent accident reports