After a motorcycle accident in Green Bay, understanding your first-party medical coverage is crucial for ensuring proper compensation for your injuries and medical expenses. First-party medical coverage, also known as medical payments coverage or "med-pay," is an optional insurance provision that covers medical expenses regardless of who was at fault in the accident. This coverage can be particularly vital for motorcyclists, who often face more severe injuries and higher medical costs than automobile drivers. The coverage typically includes immediate medical care, ongoing treatment, rehabilitation services, and even funeral expenses in tragic cases. For motorcycle accident victims in Green Bay, this coverage works in conjunction with their health insurance and can help bridge gaps in coverage, pay deductibles, and provide immediate access to necessary medical care without waiting for liability determinations in their personal injury claim.

Legal Rights and Considerations

Wisconsin operates under a modified comparative negligence system, where accident victims can recover damages as long as they are not more than 51% at fault. For motorcycle accidents in Green Bay, first-party medical coverage claims must be filed within Wisconsin's three-year statute of limitations for personal injury cases. Coverage limits typically range from $1,000 to $10,000, though higher limits may be available. While Wisconsin doesn't mandate first-party medical coverage for motorcyclists, having this coverage can significantly impact your ability to receive immediate medical care and maintain financial stability during your recovery. Compensation may include emergency medical treatment, hospital stays, surgical procedures, physical therapy, and other necessary medical interventions. It's important to note that this coverage is separate from liability coverage and can be accessed regardless of fault determination. An experienced Green Bay motorcycle accident lawyer(link is external) will handle all aspects of the legal claim.

First-party medical coverage can be a factor in all kinds of accident claims. Click the links below to get information from an experienced attorney for accidents and injuries including:

• Green Bay car accident attorney(link is external);
• Green Bay pedestrian accident attorney(link is external);
• Green Bay truck accident lawyer(link is external);
• Green Bay bicycle accident attorney(link is external);

Related Resources

Local Courts:

• Brown County Circuit Court
• Green Bay Municipal Court
• Wisconsin Eastern District Federal Court

Support Services:

• Brain Injury Alliance of Wisconsin
• Wisconsin Department of Transportation's Motorcycle Safety Program
• Green Bay Police Department Victim Services Unit
• Wisconsin Association for Justice

Legal and Regulatory Resources:

• Wisconsin Department of Transportation Motorcycle Laws
• Wisconsin State Legislature Chapter 344 (Financial Responsibility)
• Wisconsin Office of the Commissioner of Insurance
• Wisconsin Department of Motor Vehicles Motorcycle Manual

Return to the Green Bay motorcycle accident statistics information page